www.Mybalancenow.com Visa Debit Cards:
What is a Mybalancenow Visa Debit card and how do I check my Visa Debit balance?
If you’ve recently been gifted a MyBalanceNow Visa Debit card, then this is where to start:
What is a MyBalanceNow Visa Debit Card?
A MyBalanceNow Visa Debit Card is a prepaid card that can be used like a regular debit card for purchases within the U.S. and the District of Columbia. These cards make shopping more convenient and allow you to easily manage your spending since you can only spend the funds that are preloaded onto the card. So, there is no risk of overspending. Whether you’re buying groceries, clothes, or even shopping online, a MyBalanceNow Visa Debit Card can be used at any place that accepts Visa debit cards within the specified regions.

Prepaid Visa Debit Card vs. Prepaid Visa Credit Card.
Prepaid debit cards and prepaid credit cards work differently:
- Prepaid Visa Debit Card: This card is preloaded with a specific amount of money. You can only spend up to the available balance, making it a great tool for budgeting and avoiding debt. Essentially, you’re using your own money that you’ve already put onto the card.
- Prepaid Visa Credit Card: Unlike a prepaid debit card, a prepaid credit card isn’t really credit in the usual sense—it’s also preloaded, but some cards may allow for credit-like services. However, these are less common, and the main distinction is that they may have additional fees or requirements to offer “credit-like” privileges, which can blur the line between prepaid and credit.
With prepaid debit cards, there’s no borrowing or debt involved. So, you can only spend what you have. This makes them different from true credit cards, where you are borrowing money that you later have to repay with possible interest.
Who Issues MyBalanceNow.com Visa Debit Cards?
If you take a closer look at the back of your MyBalanceNow Visa Debit Card, you’ll find details about the issuer. These cards are issued by TBBK Card Services, Inc., Sutton Bank, or Pathward, N.A., Members FDIC, under a license from Visa U.S.A. Inc. They can be used anywhere in the U.S. and District of Columbia that accepts Visa debit cards.
Similarly, MyBalanceNow Mastercard Gift Cards are issued by the same institutions under a license from Mastercard International Incorporated and can be used everywhere in the U.S. where Debit Mastercard cards are accepted. These cards cannot be used at merchants outside of the U.S. or for cash or ATM withdrawals.
Important Update: Cards that were previously issued by Target Bank are now issued by Pathward, N.A., and some terms and conditions, including governing law, have changed.
The www.Mybalancenow.com debit cards (Visa and Mastercard cards) are distributed and serviced by InComm Financial Services, Inc., a company that is licensed as a Money Transmitter by the New York State Department of Financial Services.
How Do I Check My MyBalanceNow Visa Debit Card Balance?
To check your MyBalanceNow Visa Debit Card balance, you can simply visit www.MyBalanceNow.com. From there, you can enter your card number, expiration date, and security code to view your available balance. This makes it easy to stay on top of your spending and know exactly how much is left on your card before making a purchase.
Who Owns MyBalanceNow.com?
MyBalanceNow.com is owned by InComm Financial Services, Inc. This company specializes in managing prepaid financial products and is responsible for the servicing and distribution of MyBalanceNow Visa and Mastercard products.
How Do I Contact MyBalanceNow Customer Service?
If you need help with your MyBalanceNow Visa Debit Card, you can contact their customer service by using the contact number listed on the back of your card. They can assist with issues like balance inquiries, replacement for lost or stolen cards, and troubleshooting transaction problems.
For Mybalancenow Visa Gift or eGift Cards beginning with 409758 or 525362, please call:
1-877-867-4873
For Mybalancenow Mastercard Gift or eGift Cards beginning with 409758 or 525362, please call:
1-877-867-4873
All other cards, please call:
1-800-698-4952
Or write to:
Customer Care
PO Box 826
Fortson, GA 31808
The Incomm Financial Services, Inc. website can be found at https://www.incomm.com.